Overseas Visitors Health Cover (OVHC) is a type of private health insurance available in Australia for visitors who are not eligible for Medicare, the public health insurance program. OVHC provides coverage for medical and hospital treatments that the visitor may need while in Australia.. OVHC policies typically cover the costs of hospital treatments, medical consultations, and prescription medications, among other medical expenses. Some policies may also include coverage for extras such as dental and vision care. The level of coverage and cost of OVHC varies depending on the insurer and the policy selected. Some insurers also offer additional benefits, such as access to a network of healthcare providers and facilities. It’s important to note that OVHC is not a substitute for Medicare and does not provide coverage for all medical services. Visitors with OVHC can still be liable for some out-of-pocket expenses, and may need to pay a gap fee for certain medical treatments. When selecting an OVHC policy, it’s important to carefully compare different policies and insurers to find the one that best meets your needs and budget. Some insurers may also offer discounts for longer-term policies, so it’s worth considering purchasing a policy that covers your entire stay in Australia.